Integrates seamlessly with your existing LOS
Tradata analyzes messy bank statements and 1099s to generate audit-ready income calculations in minutes. No AI Hallucinations—just fully transparent, source-cited math you can trust.
Integrates seamlessly with your existing LOS
When AUS issues a "Refer" on complex borrower profiles, your team is left exposed to manual errors and auditor demands.
Senior underwriters waste hours reverse-engineering math, categorizing deposits, and calculating complex DTI by hand.
Every undocumented exception or simple math error is a massive financial liability waiting to be flagged during an audit.
To increase your Non-QM loan volume, you currently have to hire expensive back-office staff. Scaling kills your margins.
Tradata is a transparent infrastructure layer that does the heavy lifting for your human experts. Here is how it works:
Pull borrower data directly from Encompass, MeridianLink, or simply drop in raw bank statements and 1099s.
Our models automatically classify business vs. personal expenses, detect non-recurring deposits, and calculate DTI.
Every calculated number includes a direct citation back to the exact page and line of the source document.
Qualifying Income
$14,250.00 / mo
Audit Trail
"Calculated via 24-month bank statement average. Excluded $4,500 non-recurring transfer on Pg. 12, Line 4 (Chase Bank ending in *4432)."
File reviews drop from 60 minutes to under 5 minutes per loan.
Increase your volume without adding expensive headcount.
Zero AI Hallucinations. Minimize repurchase risk completely.