Tradata launches Enterprise Beta. Read our story ↗
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Stop chasing documents.
Start closing loans.

Tradata is an autonomous AI agent that  
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Exhibited At
Forbes America Innovates
The Underwriter's Daily Grind

Pain points, completely solved.

We built Tradata to automate the mechanical searches so your team can focus on making lending decisions.

The Old Way

The 200-Page Hunt

Staring at endless bank statement PDFs trying to spot hidden Zelle transfers and commingled funds line by line.

With Tradata

Instant Extraction

Tradata deterministically parses every line item, automatically excluding Zelle and Venmo deposits in 1.8 seconds.

The Old Way

Spreadsheet Hell

Juggling three different manual calculators because the borrower has W2 income, rental properties, and self-employed deposits.

With Tradata

Unified Income Stack

All document types merge into one dashboard. The AI calculates the blended yield instantly without a single manual formula.

The Old Way

The Overlay Maze

Manually searching through 50 different lender PDF matrices to figure out if an employment gap triggers a rejection.

With Tradata

Automated AUS

The engine interprets overlays dynamically, delivering an "Approve with Conditions" logic check against specific lender rules.

Enterprise Grade Privacy

AI-native.
Not data-hungry.

100% Private AI. Your borrowers' financial data never leaks, trains public models, or gets sold. Period.

We Don't Sell Data

Your pipeline isn't a product. We never sell, rent, or hand borrower Non-Public Personal Information (NPI) to third parties.

Always Encrypted

Every document, bank statement, and calculation is AES-256 encrypted in transit and at rest — sealed from the moment you hit upload.

Not Training Data

Your loan files aren't fed to public AI models (like ChatGPT). What you process in Tradata stays entirely inside your isolated tenant.

The Questions
Everyone Asks

Everything you need to know about implementing Tradata into your underwriting workflow.

What exactly does Tradata do?
Tradata is an AI-native underwriting agent that automates the manual review of Non-QM and complex mortgage files. It reads raw bank statements and tax returns, stacks multi-source income automatically, and cross-references the data against your investor guidelines in seconds.
How does Tradata handle different lender guidelines?
We use a dynamic Guideline Ingestion Engine. Instead of us hardcoding rules that get outdated, you simply upload your specific investor overlay PDFs. The AI instantly maps those constraints to the borrower's extracted data to deliver an "Approve with Conditions" decision.
Does this replace my Loan Origination System (LOS)?
Not at all. Tradata acts as the intelligence layer right in front of your LOS (like Encompass). It handles the messy document processing and complex math, then pushes the clean, verified, and structured data directly into your existing system.
How long does it usually take to implement?
Days, not months. Because Tradata operates as a standalone agent that outputs standard LOS-compatible data, there is no massive IT integration required. You can download the software and start processing files immediately.
How much does Tradata cost?
We align with your success. We offer volume-based pricing tailored to your pipeline size, typically structured as a small flat fee per funded loan rather than expensive per-seat software licenses. Book a demo with us to get a custom quote.

Ready to scale your loan volume?

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